Make sure your crypto reaches the people you leave it to
Most crypto that disappears when someone dies isn’t stolen. Nobody knew it was there, or nobody knew how to get into it. This site is about fixing that, for people planning ahead and for the people left to sort things out.
You own crypto
Plan it before you need to
Someone left you crypto
Take it slowly, and safely
The short version
If you read nothing else on this site, read these five points.
- Write down what you own and where. An heir can’t claim an exchange account or open a wallet they’ve never heard of.
- Keep the secrets out of your will. In many countries a will becomes a public document once it goes through probate. Seed phrases and PINs go somewhere else.
- Tell someone that a plan exists, and where to find it. The best letter of instruction does nothing if it sits in a drawer nobody opens.
- Assume your heirs aren’t technical. Write the instructions for the least technical person who might have to follow them.
- Check it once a year. Accounts close, devices get replaced, and people move house.
Free templates
Three printable PDFs to fill in by hand: a letter of instruction, an inventory of your crypto and a step-by-step recovery sheet for your heirs. No sign-up, no email address needed.
Rules differ per country
The practical steps are much the same everywhere. The legal side isn’t: who inherits, which papers an exchange will accept and what tax is due all depend on where the person lived.
- United States: estate tax, step-up in basis and probate.
- United Kingdom: inheritance tax, probate and what HMRC expects.
- European Union: which country’s law applies, and the European Certificate of Succession.
About this site
One person writes it, someone who holds their own crypto and had to work out how their family would get to it. It explains; it doesn’t sell a service, and it will never ask for your seed words. More about the site.